Your complete finance function, without the full-time hires

From bookkeeping and payroll to cash flow forecasting, investor support and fractional FD advice. One responsive team that knows your business, for growing companies that need proper finance support but are not yet ready to build it in-house.

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Finance support that grows with you

Start with the support you need now and add more as the business grows, without the cost of a full in-house finance team.

Everything in one place

Bookkeeping, invoicing, payroll, VAT, year end accounts and tax, handled by one team, so nothing falls between different providers.

Numbers you can make decisions on

Management accounts, cash flow forecasts and financial models that show where the business is heading, so you can plan hiring, spending and funding with confidence.

A finance lead when it matters

Fractional FD support for the moments that matter: raising investment, talking to the bank, preparing for a board meeting or making a big call.

What your finance function covers

Fractional FD support

An experienced finance lead for strategy, board meetings and the big decisions, for the time you need rather than a full-time salary.

Investment and funding support

Investor-ready numbers, SEIS and EIS support, and help preparing for conversations with investors and lenders.

Cash flow and forecasting

Cash flow forecasts and financial models that let you test plans for hiring, spending and growth before you commit.

Finance processes and controls

Approvals, reconciliations and a proper month end, so the business, you and your reputation with investors are protected.

Banking, invoicing and admin

Day-to-day banking, supplier payments, invoicing and credit control, so cash comes in and goes out as it should.

Bookkeeping, payroll and compliance

Bookkeeping, payroll, VAT, year end accounts and tax returns, prepared and filed on time.

"Elm Financial Solutions has been dealing with our accounting needs ever since our company was formed in 1994. We have always relied on their help, advice and great responsiveness, and this trust has been well placed. As a small business, we could not be in better hands, and we can recommend them unreservedly."

Karen Roux

Frequently Asked Questions

Who is this for?

Growing businesses that need proper finance support but are not yet ready to hire a finance team or a full-time FD. That might be a founder raising investment, an owner whose books have outgrown a spreadsheet, or a company that needs better numbers to take to the bank or the board.

What makes Elm Financial Solutions different?

A more personal service. You have a named contact who knows your business, answers quickly and speaks in plain language. We stay involved all year, not just at year end, and raise issues with you before they become problems.

Do I have to take everything at once?

No. Most clients start with the areas that are causing the most pressure, often bookkeeping, payroll or a cash flow forecast, and add fractional FD or investment support when they need it.

Can you work with my existing software and bookkeeper?

In most cases, yes. We work with common cloud accounting systems and, if you already have an in-house bookkeeper, we can support and supervise their work so you can trust the numbers.

What happens if we outgrow you?

We will tell you honestly. If you need something we cannot provide, or you are ready to bring finance in-house, we will help you find the right support, wherever it comes from.

How do we get started and what will it cost?

We start with a short call to understand your business, your current setup and what is causing you headaches. Then we suggest a fixed monthly package that covers what you need, so you know the cost upfront. Anything outside the package is quoted before we start.

Build your finance function with us

Tell us where the pressure is today, and we will suggest the support that fits now, with room to add more as you grow.

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