So much more than accountants

Accountants and finance support for growing businesses

Bookkeeping, payroll, accounts and tax, plus cash flow forecasting and fractional finance director support. Based in Matlock, working with growing businesses across the UK.

Talk to an accountant

Finance support for every stage of growth

Founders - you don't have to do it alone

Raising SEIS or EIS investment?

We support advance assurance, compliance statements and investor certificates, help you pitch with clean financials, and flag anything that could affect your investors' eligibility for relief. Whether you're pre-seed or Series A, we give you the accounting backbone serious investors want to see.

Business icon set with rocket, user, EIS/SEIS document, growth chart and shield checkmark

Need a finance function, not just an accountant?

Bookkeeping, payroll and compliance through to cash flow forecasting, investor support and fractional FD advice.

We give growing businesses a complete finance function, without the cost of building one in-house.

Business person at laptop with invoice, files, calendar, and clock icons for time tracking and billing

Startup but don't know where to begin?

We cover all the foundation pieces a new startup needs (formation, registrations, bank accounts, software) with reassurance that we'll be there for each step.

Business workflow icon showing person, rocket, documents, clipboard, bank, and laptop connected by a dotted circle

You've taken the leap and registered as self-employed

Now the forms, deadlines and tax questions are piling up.

We guide you through what needs doing and when, from your first self assessment to growing into a limited company. Get clear advice so nothing important slips through the cracks.

Purple person icon holding a gold briefcase on a white background

Accounting care that grows with you

Two smiling women standing together indoors, one holding eyeglasses, in front of a bright window.

Stop drowning in forms and deadlines

Hand over company setup, filings, payroll and VAT. We handle the statutory paperwork and HMRC deadlines so you can get back to running the business.

Three women collaborating at a table with a laptop, notebook, and coffee mugs in a meeting room.

See your numbers, make better decisions

With cloud accounting, regular reports and a named accountant, you always know where cash is going and what you can afford to do next.

Three women talking in a meeting room with laptops, notebooks, and coffee cups

Run a full finance function without the hires

Pick a package that fits your size and budget. Get bookkeeping, tax, R&D and SEIS/EIS support without paying for an in-house accounts team.

What our clients say

Rated 4.9 on Google from 12 reviews. Read our Google reviews

"Always amazingly helpful and very friendly; our start up business couldn't run without them."
Alexander Stewart
Google review

Our services

Get the right support for every part of your finances

Finance function

A complete finance function for growing businesses: fractional finance director (FD) support, management accounts, cash flow forecasting, bookkeeping and banking, as one tailored package.

Explore our finance function

Bookkeeping

Accurate, up-to-date books in cloud software, with bank reconciliations, invoices and VAT-ready records kept current.

Explore bookkeeping

SEIS/EIS claims

We support SEIS and EIS advance assurance, compliance statements and investor certificates, and flag conditions that could affect eligibility for relief.

Explore founder support

R&D claims

We check if you qualify, capture the right costs and prepare a clear claim in line with HMRC rules.

Explore R&D claims

Company secretarial

Hand over statutory company paperwork, from confirmation statements to share changes.

Explore company secretarial

Fee protection service

Our fee protection service covers our professional costs so you can get support without worrying about extra bills.

Explore fee protection

Financial statements and taxation

We explain the figures in plain language so you know where you stand.

Explore accounts and tax

Payroll and auto-enrolment

Staff are paid correctly, records are kept straight and you stay compliant with payroll and pension rules.

Explore payroll

VAT

From registration to regular returns, we manage VAT so you avoid mistakes and penalties. Know what you owe and when it is due.

Explore VAT

Making Tax Digital

Stay on the right side of HMRC with compliant digital records and submissions.

Explore Making Tax Digital

Self assessment

We gather the details, file on time and check you are paying the right amount of tax.

Explore self assessment

Cloud accounting and software

We help choose, set up and support the right cloud accounting software, so you get real-time figures and clear reports.

Explore our finance function

Frequently Asked Questions

Who is Elm Financial Solutions right for?

Elm is a good fit if you run a startup, small business or growing company and want proper support without hiring a full accounts team. If you feel buried in forms, worried about deadlines or just want someone sensible to talk through the numbers with, we can help.

Do I need to be based near you to work with you?

No. We're based in Matlock, Derbyshire, and work with businesses across the UK. We use cloud accounting tools, email, phone and video calls so you can work with us wherever you are. If you are local and prefer to meet in person, we can do that too.

Can you help me set up a new company and register for taxes?

Yes. We guide you through company formation, tax registrations and all the early paperwork. You get clear steps, we explain what each form is for, and we make sure nothing important is missed at the start.

What kind of support can I get as my business grows?

You can start with the basics, like year end accounts and tax, then add things like bookkeeping, payroll, VAT and management reports as you grow. We adjust your package as your needs change, so you are not stuck with something that no longer fits.

Can you handle payroll, VAT and day to day bookkeeping for me?

Yes. We can run your payroll, sort auto enrolment, look after VAT registration and returns, and keep your books up to date in cloud software. You get one place for everything so you always know where you stand.

Do you help with R&D and SEIS/EIS tax reliefs?

Yes. We check if you qualify, explain what information we need and prepare the claims for you. Our goal is to help you claim what you are entitled to while keeping things clear, accurate and in line with HMRC rules.

Send us a message

Fill in the form, or call 07966 795440 or email info@elmfinancial.co.uk if you'd rather speak now.

Our office
Holt Hall, Holt Lane, Tansley, Matlock, Derbyshire, DE4 3LY

We use the details you send only to respond to your enquiry. See our privacy policy.